Live in Scotland and struggling with unaffordable debt?

Feel like you’re overwhelmed with debt? Don’t worry, you’re really not alone. If you have over £3,000 of debt, and live in Scotland, DAS Scotland will help you to start your journey and find the right solution for you. A solution that fits in with your affordability.

Our expert DAS Scotland debt advisors have helped thousands of people become debt free, with many years combined experience. Typically, the types of debts we’ve been able to help with have included Credit Cards, Personal Loans, Bank Overdrafts, Store Cards, Catalogue Debts, Council Tax Arrears and Payday Loans.

Depending on your personal circumstances, you may qualify for a Debt Arrangement Scheme, Protected Trust Deed or Sequestration. Alternatively, if you are a homeowner – you may be able to apply for a second mortgage to consolidate your debts with a debt consolidation loan. It really does depend on your situation. In our experience, everyone is suitable for at least one solution.

At DAS Scotland, we can help people all over Scotland. So, whether you reside in Glasgow, Dundee, Inverness, Aberdeen, Edinburgh – or anywhere else, our experts can give you non-judgemental, confidential debt advice.

You are under no obligation to proceed with any solutions offered by DAS Scotland. Our advisors would never try and ‘sell’ you a solution so why not give us a call today and get instant peace of mind. You may find that a weight is lifted from your shoulders – or if you have been keeping your debts a secret from family and friends, perhaps it may benefit you to talk to someone about your financial difficulties.

Debt Level

Amount of debt you have
Unsecured debts such as: Credit Cards, Council Tax Arrears, Store Cards, Catalogues, Personal Loans, Bank Overdrafts. Credit Unions, Mortgage Shortfalls, Car Finance, HMRC Bills
£1,000 £50,000
Amount you can afford each month
All debt solutions are based on your affordability to repay each month
50 Per Month800 Per Month

How to use the DAS Scotland Debt Calculator

You can use our DAS Scotland debt calculator to work out the best solution for you based on your affordability and your personal circumstances.

  • 1. The estimated amount of debt that you estimate yourself to have. Don’t worry, this figure does not need to be an approx figure to begin with.
  • 2. The amount that you can afford to repay each month. Our experts will run through your income and expenditure details with you.
  • 3. Your contact information. A mobile telephone number is preferred. But we understand it is not always possible to answer a mobile phone when you are in work, or your mobile phone service has been cutoff. We can chat to you via a landline telephone number Whatsapp, live chat or email. Whatever time suits you best.

We will then contact you to discuss your debt situation and then work with you to suggest solutions, based on your situation.

Our service is Safe, Secure and Confidential.

Debt Repayment On Your Own Terms

Find a solution that fits you better, based on your affordability and needs.


Debt Arrangement Scheme

A Debt Arrangement Scheme allows you to repay your unsecured debts with affordable monthly payments. The interest on your debts can be frozen, and written off after you have completed an agreed payment plan.


Scottish Trust Deed

A Scottish Trust Deed is available to people who’ve been living in Scotland for more than 6 months, who have unsecured debt of £5,000 or more.Typically Scottish Trust Deeds last for 48 months, after that period, any outstanding unsecured debt is legally written off.


MAP & Sequestration

Minimal Asset Process (MAP) is a way to write off debts you can't afford. It's aimed at residents of Scotland with a low income and few assets. Sequestration is the Scottish equivalent of bankruptcy.

Scottish Debt Calculator – Help Repaying Debt In Scotland

Get help now and begin your debt free life today